王先生,30周岁,投保华夏南山松养老年金保险,年交保费10000元,交费期10年,基本保险金额为136320元,60周岁开始领取生存金。则王先生享受如下保险利益:
保单年度
|
年末年龄
|
当年保险费
|
累计已交保费
|
身故保险金
|
年末生存给付
|
现金价值
|
保单年度
|
年末年龄
|
当年保险费
|
累计已交保费
|
身故保险金
|
年末生存给付
|
现金价值
|
1
|
31
|
10,000
|
10,000
|
10,000
|
-
|
3,248
|
39
|
69
|
-
|
100,000
|
149,952
|
13,632
|
-
|
2
|
32
|
10,000
|
20,000
|
20,000
|
-
|
7,941
|
40
|
70
|
-
|
100,000
|
136,320
|
13,632
|
-
|
3
|
33
|
10,000
|
30,000
|
30,000
|
-
|
12,989
|
41
|
71
|
-
|
100,000
|
122,688
|
13,632
|
-
|
4
|
34
|
10,000
|
40,000
|
40,000
|
-
|
19,303
|
42
|
72
|
-
|
100,000
|
109,056
|
13,632
|
-
|
5
|
35
|
10,000
|
50,000
|
50,000
|
-
|
26,087
|
43
|
73
|
-
|
100,000
|
95,424
|
13,632
|
-
|
6
|
36
|
10,000
|
60,000
|
60,000
|
-
|
33,372
|
44
|
74
|
-
|
100,000
|
81,792
|
13,632
|
-
|
7
|
37
|
10,000
|
70,000
|
70,000
|
-
|
41,189
|
45
|
75
|
-
|
100,000
|
68,160
|
13,632
|
-
|
8
|
38
|
10,000
|
80,000
|
80,000
|
-
|
49,570
|
46
|
76
|
-
|
100,000
|
54,528
|
13,632
|
-
|
9
|
39
|
10,000
|
90,000
|
90,000
|
-
|
58,553
|
47
|
77
|
-
|
100,000
|
40,896
|
13,632
|
-
|
10
|
40
|
10,000
|
100,000
|
100,000
|
-
|
68,173
|
48
|
78
|
-
|
100,000
|
27,264
|
13,632
|
-
|
11
|
41
|
-
|
100,000
|
100,000
|
-
|
71,883
|
49
|
79
|
-
|
100,000
|
13,632
|
13,632
|
-
|
12
|
42
|
-
|
100,000
|
100,000
|
-
|
75,800
|
50
|
80
|
-
|
100,000
|
-
|
13,632
|
-
|
13
|
43
|
-
|
100,000
|
100,000
|
-
|
79,936
|
51
|
81
|
-
|
100,000
|
-
|
13,632
|
-
|
14
|
44
|
-
|
100,000
|
100,000
|
-
|
84,304
|
52
|
82
|
-
|
100,000
|
-
|
13,632
|
-
|
15
|
45
|
-
|
100,000
|
100,000
|
-
|
88,917
|
53
|
83
|
-
|
100,000
|
-
|
13,632
|
-
|
16
|
46
|
-
|
100,000
|
100,000
|
-
|
93,792
|
54
|
84
|
-
|
100,000
|
-
|
13,632
|
-
|
17
|
47
|
-
|
100,000
|
100,000
|
-
|
98,943
|
55
|
85
|
-
|
100,000
|
-
|
13,632
|
-
|
18
|
48
|
-
|
100,000
|
104,379
|
-
|
104,379
|
56
|
86
|
-
|
100,000
|
-
|
13,632
|
-
|
19
|
49
|
-
|
100,000
|
110,114
|
-
|
110,114
|
57
|
87
|
-
|
100,000
|
-
|
13,632
|
-
|
20
|
50
|
-
|
100,000
|
116,162
|
-
|
116,162
|
58
|
88
|
-
|
100,000
|
-
|
13,632
|
-
|
21
|
51
|
-
|
100,000
|
122,542
|
-
|
122,542
|
59
|
89
|
-
|
100,000
|
-
|
13,632
|
-
|
22
|
52
|
-
|
100,000
|
129,272
|
-
|
129,272
|
60
|
90
|
-
|
100,000
|
-
|
13,632
|
-
|
23
|
53
|
-
|
100,000
|
136,370
|
-
|
136,370
|
61
|
91
|
-
|
100,000
|
-
|
13,632
|
-
|
24
|
54
|
-
|
100,000
|
143,858
|
-
|
143,858
|
62
|
92
|
-
|
100,000
|
-
|
13,632
|
-
|
25
|
55
|
-
|
100,000
|
151,756
|
-
|
151,756
|
63
|
93
|
-
|
100,000
|
-
|
13,632
|
-
|
26
|
56
|
-
|
100,000
|
160,085
|
-
|
160,085
|
64
|
94
|
-
|
100,000
|
-
|
13,632
|
-
|
27
|
57
|
-
|
100,000
|
168,871
|
-
|
168,871
|
65
|
95
|
-
|
100,000
|
-
|
13,632
|
-
|
28
|
58
|
-
|
100,000
|
178,136
|
-
|
178,136
|
66
|
96
|
-
|
100,000
|
-
|
13,632
|
-
|
29
|
59
|
-
|
100,000
|
187,907
|
-
|
187,907
|
67
|
97
|
-
|
100,000
|
-
|
13,632
|
-
|
30
|
60
|
-
|
100,000
|
198,209
|
13,632
|
184,577
|
68
|
98
|
-
|
100,000
|
-
|
13,632
|
-
|
31
|
61
|
-
|
100,000
|
259,008
|
13,632
|
-
|
69
|
99
|
-
|
100,000
|
-
|
13,632
|
-
|
32
|
62
|
-
|
100,000
|
245,376
|
13,632
|
-
|
70
|
100
|
-
|
100,000
|
-
|
13,632
|
-
|
33
|
63
|
-
|
100,000
|
231,744
|
13,632
|
-
|
71
|
101
|
-
|
100,000
|
-
|
13,632
|
-
|
34
|
64
|
-
|
100,000
|
218,112
|
13,632
|
-
|
72
|
102
|
-
|
100,000
|
-
|
13,632
|
-
|
35
|
65
|
-
|
100,000
|
204,480
|
13,632
|
-
|
73
|
103
|
-
|
100,000
|
-
|
13,632
|
-
|
36
|
66
|
-
|
100,000
|
190,848
|
13,632
|
-
|
74
|
104
|
-
|
100,000
|
-
|
13,632
|
-
|
37
|
67
|
-
|
100,000
|
177,216
|
13,632
|
-
|
75
|
105
|
-
|
100,000
|
-
|
13,632
|
-
|
38
|
68
|
-
|
100,000
|
163,584
|
13,632
|
-
|
76
|
106
|
-
|
100,000
|
-
|
13,632
|
-
|
|